Luck isn’t a cosmic phenomenon, especially when it comes to making money. The key is discipline.

You may take your allowance for granted now that youre still in school, but making a big bucks means keeping a tight leash on your dollar as early as today.

Set aside a percentage of your allowance every week. When you make a habit for this, it won’t be difficult to do the same with your salary.

Open a separate bank account for your savings and protect your money by not getting an ATM card. As soon as parents fork over the cash, head straight to the teller and deposit.

Keeping your moola in the bank is a safe investment – your money might not triple or quadruple its vaule overnight, but as long as it’s there, your’e sure it will earn even just a little interest over time.

“The early bird catches the worm”  it simply means that the earlier you start saving, the better. Interest rates compound, so the longer your money’s invested wisely, the more you earn.

Why not also try to enter entrepreneurship? I think there’s nothing wrong being a racketeer – whether it’s starting your own legitimate business to moonlighting as a make up artist or graphic designer. If you find a niche, like vintage Seiko watches from the 70’s or italian model figurines,you could do well to sell it in Ebay. There’s no rule that states you’ve got to have a 9-5 to hit the jackpot, Am I right?

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